JSAF11 — JS Ativos Financeiros

Hybrid FII (FoF + CRI) managed by Safra Asset, with 83% in FII units, 12% in CRIs, and 4% in cash. Multi-category/paper fund.

Segment: Hybrid - FoF + Paper · Price R$ 6.79 · P/BV 0.7587 · BV/unit R$ 8.95 · Net assets R$ 694 Mi · 26,388 unitholders

What is JSAF11

JSAF11 (JS Ativos Financeiros) is a Brazilian REIT in the Hybrid - FoF + Paper segment. Hybrid FII (FoF + CRI) managed by Safra Asset, with 83% in FII units, 12% in CRIs, and 4% in cash. Multi-category/paper fund.

Managed by Safra Asset, it invests in dozens of other real estate funds and real estate-backed debt securities to distribute earnings monthly — providing FII diversification in a single ticker. Be aware: distributions were cut in 2025 and the safety reserve remains tight.

This page gathers the factual snapshot of JSAF11 in 2026: what the fund is, what it invests in, what it charges, who manages it and how it got here. Opinion, score and recommendation live in the analysis; payout calendar and projections live in dividends.

JSAF11 numbers in 2026

  • Net assets: R$ 694 Mi
  • Book value per share: R$ 8.95
  • Number of shareholders: 26,388

Portfolio composition

  • Fund of Funds (FoF): 37%
  • Receivables (Paper FII + CRI): 23%
  • Office Buildings: 12%
  • Shopping Centers: 9%
  • Logístico: 5%
  • Urban Retail: 10%
  • Caixa: 4%

Fees

  • Advisory Fee: 1,00% a.a.
  • Performance Fee: 20%
  • Custody Fee: ≈0%

Manager

Management: Safra Asset (Manager) + Banco J. Safra (Administrator).

JSAF11 is managed by Safra Asset, the wealth management arm of Grupo Safra, and administered by Banco J. Safra S.A. Safra Asset has a strong tradition in fixed income and private credit, and JSAF is its flagship listed real estate vehicle. Positive points: active allocation that rotates top holdings (FPAB, RCRB, BROF, BTLG vs. more defensive ones like KNCR/KNHF) in search of alpha; high transparency in the monthly management report; clear communication with unitholders via a dedicated email ([email protected]). Negative points: maintained a DPU of R$ 0.091 above recurring earnings for over a year by burning reserves — only correcting when the market began pricing in the cut; took a position in SARE11 (5.7% in Oct/25) admitting to an "unlock thesis" — exited quickly, but displayed questionable risk appetite for a FoF.
  • Fund Inception: Out/2021
  • Patrimônio: R$ 725,7 Mi
  • Gestão: Ativa

See our analysis of Safra Asset (Manager) + Banco J. Safra (Administrator) →

JSAF11 portfolio: what the fund invests in

AssetLocation% of NAVOccupancy
FPAB11 — Projeto Água Branca FII8.8%
RCRB11 — Rio Bravo Renda Corporativa7.0%
PSEC11 — Pátria Securities6.6%
RBRY11 — RBR Crédito Imobiliário High Yield5.1%
HREC11 — Hedge Recebíveis Imobiliários4.5%
HSML11 — HSI Malls4.5%
TRBL11 — Tellus Rio Bravo Renda Logística4.0%
BTLG11 — BTG Pactual Logística3.9%
HSLG11 CRI / Bemol — Manaus Warehouse3.8%
PCIP11 — Pátria Crédito Imobiliário Índices de Preços3.6%

Price, P/BV and book value

Unit traded at a 19.8% discount to book value.

last close R$ 6.79 · all-time low R$ 6.19 · high R$ 10.63 · book value per unit R$ 8.95.

JSAF11 track record

JSAF11 has a 4.5-year history spanning three phases. First, it distributed R$ 0.091/unit for over 2 years using reserves built from extraordinary gains (portfolio rotation). In 2025, management admitted that recurring earnings could not sustain that level and cut distributions in two stages to R$ 0.080. Today it operates in an equalized mode: distributing what it earns, slowly rebuilding reserves. A 12.26% dividend yield and 0.84 P/BV price in a competent fund, but with credibility scratched by the reserves episode.
PeriodWhat happened
IPOLaunched on 10/27/2021 with an initial price of R$ 10.00 (offering costs of R$ 0.43 → initial cash of R$ 9.57). Right at the start of the interest rate hike cycle (Selic at 7.75% and rising).
High yield (R$ 0.091)Distributed R$ 0.091/unit for almost the entire period, maintaining an annualized dividend yield between 12-14% even with the Selic rate at 13.75%. Expressive growth in unitholders: grew from 18.2k (Sep/24) to 23.2k (Sep/25).
DPU ResetManagement admitted distributions were above recurring earnings. In Sep/25 it cut the DPU to R$ 0.085 and in Nov/25 to R$ 0.080. Reserves reached -R$ 0.011 per unit in Nov/25 (negative) before beginning rebuilding.
EqualizaçãoDPU stabilized at R$ 0.080. Average monthly earnings of R$ 6-7.5M covering distributions (R$ 6.2M). Reserves return to R$ 0.020/unit. Management guidance indicates a band of R$ 0.075-0.095 through Jun/26.

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