VGIR11 — Valora CRI CDI

Valora RE III (former name, until Jun/2025)

Segment: Real Estate Receivables (CRI paper — active management, predominantly CDI indexation) · Price R$ 9.43 · P/BV 0.9613 · BV/unit R$ 9.81 · Net assets R$ 1,43 Bi · 277,602 unitholders

What is VGIR11

VGIR11 (Valora CRI CDI) is a Brazilian REIT in the Real Estate Receivables (CRI paper — active management, predominantly CDI indexation) segment. Valora RE III (former name, until Jun/2025)

Finances residential developers with real estate loans tied to the CDI and distributes the interest as monthly income

This page gathers the factual snapshot of VGIR11 in 2026: what the fund is, what it invests in, what it charges, who manages it and how it got here. Opinion, score and recommendation live in the analysis; payout calendar and projections live in dividends.

VGIR11 numbers in 2026

  • Net assets: R$ 1,43 Bi
  • Book value per share: R$ 9.81
  • Number of shareholders: 277,602

Fees

  • Management Fee: 0,20% a.a.
  • Management Fee: 0,80% a.a.
  • Performance Fee: 20% over the CDI
  • Total effective cost: ~1,0% a.a.

Manager

Management: Valora Gestão de Investimentos.

Independent asset manager specialized in real estate credit, operating since 2007 (CVM license No. 9,620). Differential strategy: structures its own operations via ICVM 476/160 (restricted efforts), allowing control over CRI design from origination — unlike managers who merely purchase CRIs structured by third parties. Also manages its sister fund VGIP11 (IPCA paper), reinforcing specialization in the segment. Consistent track record in VGIR11: zero defaults reported in an 8-year history, stable DPU, and 264 thousand unitholders.

  • Years in the market: 18+
  • Foco: Real estate credit and CRI
  • Modelo: Exclusive structured operations

See our analysis of Valora Gestão de Investimentos →

VGIR11 portfolio: what the fund invests in

AssetLocation% of NAVOccupancy
tecnisa-573e6.6%
helbor-137e6.6%
tecnisa-11e-1s6.1%
helbor-79e-1s5.9%
hbr-34e4.8%
helbor-40e4.4%
tecnisa-397s4.0%
rv-ipiranga-24.0%
helbor-7e1s4.0%
oscar-freire-50s3.9%
matarazzo-340e3.3%
matarazzo-gfsa2.8%
helbor-22e2.6%
hm-engenharia-365s2.4%
gafisa-fe-1s2.4%
you-73e-2s2.3%
hm-engenharia-366s2.3%
hm-engenharia-97e1.8%
são-benedito1.4%
oscar-freire-59s1.4%
helbor-440s1.3%
viewco1.3%
helbor-86e1.2%
via-sul1.2%
tutoia1.1%
golf-residence1.1%
cantu-pneus1.1%
francisco-morato1.1%
haus-moema1.0%
you-73e-1s1.0%
pagano0.9%
helbor-111e0.9%
helbor-51e0.9%
hub-pinheiros-2s0.7%
said-aiach0.7%
splendido0.7%
mf70.6%
flow0.5%
longitude-44e-2s0.5%
são-gonçalo-179e0.5%

Concentration and diversification

HHI 0.037 — baixa.

BreakdownShare
By indexCDI 99.5% · IPCA 0.5%

Price, P/BV and book value

Quote of R$ 9.62 (06/01/2026) vs. book value per unit of R$ 9.68 (Apr/2026). Marginal discount of ~1% — practically at asset parity, typical of a mature and liquid CDI paper FII. No clear entry window based on asset discount.

last close R$ 9.43 · all-time low R$ 7.36 · high R$ 12.72 · book value per unit R$ 9.81.

Liquidity and trading

Average daily volume (21 sessions) of R$ 4,091,108 · 12-month average of R$ 5,035,635.

Excellent liquidity for the segment. Daily trading volume is close to R$ 4–6M. A R$ 1M position can be exited in ~1.2 business days while maintaining up to 20% of volume — higher liquidity than most high-yield paper FIIs. It has been a constituent of the IFIX since 2025.

VGIR11 track record

PeriodWhat happened
IPO — 1st OfferingIncorporation as Valora RE III FII with R$ 40 million raised in the 1st offering (units at R$ 100.00). Trading commenced on August 3, 2018 (B3:VGIR11). Original focus: CDI+-indexed CRIs.
Accelerated growth: 2nd, 3rd, and 4th OfferingsSequence of capital raises expands NAV to R$ 437M and unitholders to 18.8k. Portfolio gains scale in residential CDI+ CRIs.
Navigating the pandemicNAV stable at ~R$ 437M for 2 years (no new offerings). Market quote dropped to R$ 7.36 in Mar/2020 (equivalent historical low). CRI portfolio sustained DPU without relevant defaults.
Resumption: 5th and 6th OfferingsNAV jumps to R$ 731M with an additional raise of ~R$ 290M. Rising Selic (13.75%) pulls DPU up alongside the CDI.
1:10 unit splitEach old unit becomes 10 new units, improving liquidity and accessibility. Quote adjusted from ~R$ 100 to ~R$ 10. Operational milestone (does not impact book value).
Consolidation at billion-real scaleNAV exceeds R$ 1B in Dec/2022; unitholders jump from 58k to 243k in 18 months. DPU stable at R$ 0.11–0.13/month with Selic in a high cycle (13.75%).
7th and 8th OfferingsCapital raises of ~R$ 109M (7th, partial distribution) and ~R$ 320M (8th) push NAV to R$ 1.42B. Portfolio grows from ~50 to 56+ CRIs.
9th Offering canceledOffering of R$ 400M (41.5M units) registered on Oct 11, 2024 is revoked on Oct 29, 2024 due to 'unpredictable changes in market conditions' — Selic rising back up, IFIX falling. Sign of managerial discipline.
Adaptation to CVM Resolution 175Fund becomes 'Valora CRI CDI FII Responsabilidade Limitada' (formerly Valora RE III), Single Class of Units, with unitholders' liability limited. Regulatory change with no impact on investment policy.
Current statusNAV R$ 1.41B, 266,512 unitholders, 56 CDI+ CRIs (93.8% of NAV), DPU R$ 0.12/month (12-month accumulated R$ 1.53, net yield CDI+1.9% p.a.), book value per unit R$ 9.68, and P/BV ~0.99. Average daily trading volume R$ 4.6M; part of the IFIX index (May–Aug/2026 portfolio). Zero defaults reported in nearly 8 years.

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