Where to invest now
Which asset class, which security — and what we stay away from.
Educational content. Not personalised advice.
Which asset class
Which REITs
Income + Growth — Blended
A good dividend and a unit price with room to rise, without having to pick one of the two
- IRIM11anchor11%19.5%
- RBRR11anchor11%15.3%
- HSLG11meio10%12.1%
- XPSF11meio9%14.5%
- MCRE11meio9%16.7%
- JSRE11meio9%10.3%
- VCJR11meio9%21.1%
- CPTS11meio9%14.9%
- RBVA11meio8%12.5%
- ITRI11meio8%13.6%
- ALZR11satellite7%10.2%
Which stocks
Stocks — Dividends & Quality
Mature, predictable, dividend-paying companies: regulated names, leading banks and defensives with cash.
- ITUB4anchor14%7.2%
- ABEV3anchor12%8.3%
- BBSE3anchor10%11.3%
- TAEE11anchor10%7.8%
- CMIG4satellite10%7.2%
- ISAE4satellite10%6.2%
- CPFE3satellite10%7.8%
- ITSA4satellite8%9.3%
- PSSA3satellite8%5.5%
- FLRY3satellite8%6.6%
Cash and government bonds
Where we do not put money
- GoldBearishAfter the recent run, entry risk is now asymmetric against you. Out of the portfolio.
- S&P 500BearishStretched multiples with US rates still high.
- BitcoinBearishHigh risk; outside the current allocation.
How to use this page
1. Start with the asset class. How you split between dollars, property, cash, REITs, equities and rates explains more of the result than any single ticker. The bar in step 1 is our split, with the reason behind each weight.
2. Only then pick the security. Inside REITs and stocks, the portfolios already filter the universe: they exist so you do not start from zero in front of 400 funds. Pick the one that matches what you want from the money and the risk you can take.
3. Read the reasoning before buying. Every asset has an open analysis on the site, with what sustains the dividend and what can go wrong. REIT dossiers and stock pages.
4. Review when the scenario changes, not when the price moves. The house allocation changes only a few times a year — and every change is logged in the history.